St. Charles County Homes under $400,000

St. Charles County Homes under $400,000

Welcome to St. Charles County, Missouri, a delightful blend of rich history, vibrant community, and picturesque landscapes. Nestled just northwest of St. Louis, St. Charles County is renowned for its charming towns, excellent schools, and family-friendly atmosphere. With a variety of parks, recreational facilities, and a thriving local economy, it’s no wonder that this county has become a sought-after destination for homebuyers.

For those in search of affordable housing options, St. Charles County offers a fantastic selection of homes under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse array of properties that cater to every lifestyle. From cozy single-family homes in quiet neighborhoods to modern townhouses with easy access to amenities, the options are plentiful.

Imagine settling down in a beautiful home surrounded by scenic parks, where you can enjoy weekend picnics, hiking trails, and community events. The county boasts a rich historical heritage, with attractions like the historic Main Street in St. Charles and the beautiful Missouri River, perfect for leisurely strolls and family outings.

With a strong sense of community, excellent public services, and a variety of shopping and dining options, St. Charles County is not just a place to live; it’s a place to thrive. Explore the possibilities of homeownership in this charming county and discover why so many are proud to call St. Charles home. Your dream home awaits!

Newest St. Charles County Homes under $400,000

159 Ripple Creek Dr, Lake St Louis
$362,109
3 Beds ⋅ 3 Baths ⋅ 26063857 MLS ⋅ ACTIVE Status
McBride Homes’ Burlington 2-story 3BR, 2.5 BA will be move in ready this winter! Rustic Craftsman exterior! This beautiful townhome has an open floorplan with a lg family room, breakfast area, & kitchen w/extended breakfast bar. The kitchen has level 4 Winstead Burlap 42” cabinets, quartz countertops, & stainless-steel GE appliances. Wood laminate flooring throughout the main level! Primary bedroom has 2 large walkin closets & private bath w/double bowl vanity, enclosed toilet, linen closet & walkin shower. The 2nd floor has a laundry room, 2 extra bedrooms w/walk-in closets, & full bath! Extras: ¾ bath rough in at LL, 6 panel white interior doors & garage coachlights. Dogwood Grove features an enclave of low-maintenance townhomes in the heart of Lake Saint Louis. Enjoy a community dog park, plus lawn care, snow removal, & exterior maintenance included through the HOA. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

159 Ripple Creek Dr, Lake St Louis
157 Ripple Creek Dr, Lake St Louis
$346,698
3 Beds ⋅ 2 Baths ⋅ 26063838 MLS ⋅ ACTIVE Status
McBride Homes’ Burlington 2-story 3BR, 2 BA will be move in ready this winter! Craftsman exterior! This beautiful townhome has an open floorplan with a lg family room, breakfast area, & kitchen w/extended breakfast bar. The kitchen has level 3 Benton Sarsaparilla 42” cabinets, quartz countertops, & stainless-steel GE appliances. Wood laminate flooring throughout the main level! Primary bedroom has 2 large walkin closets & private bath w/double bowl vanity, linen closet & walkin shower. The 2nd floor has a laundry room, 2 extra bedrooms w/walk-in closets, & full bath! Extras: ¾ bath rough in at LL, 6 panel white interior doors, & garage coachlights. Dogwood Grove features an enclave of low-maintenance townhomes in the heart of Lake Saint Louis. Enjoy a community dog park, plus lawn care, snow removal, & exterior maintenance included through the HOA. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

157 Ripple Creek Dr, Lake St Louis
155 Ripple Creek Dr, Lake St Louis
$354,528
3 Beds ⋅ 3 Baths ⋅ 26063835 MLS ⋅ ACTIVE Status
McBride Homes’ Burlington 2-story 3BR, 2.5BA will be move in ready this winter! Rustic Craftsman exterior! This beautiful townhome has an open floorplan with a lg family room, breakfast area, & kitchen w/extended breakfast bar. The kitchen has Winstead Burlap 42” cabinets, quartz countertops, & stainless-steel GE appliances. Wood laminate flooring throughout the main level! Primary bedroom has 2 large walkin closets & private bath w/double bowl vanity, enclosed toilet, linen closet & walkin shower. The 2nd floor has a laundry room, 2 extra bedrooms w/walk-in closets, & full bath! Extras: ¾ bath rough in at LL, 6 panel white interior doors, & garage coachlights. Dogwood Grove features an enclave of low-maintenance townhomes in the heart of Lake Saint Louis. Enjoy a community dog park, plus lawn care, snow removal, & exterior maintenance included through the HOA. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

155 Ripple Creek Dr, Lake St Louis
2031 Preston Woods Pkwy, Lake St Louis
$339,000
3 Beds ⋅ 3 Baths ⋅ 26063020 MLS ⋅ COMING SOON Status
Fantastic ranch home in O’Fallon’s coveted Preston Woods! Offering solid bones and a great layout, this home is ready for its next owner to add a few personal touchups and customize it to suit their style. A charming covered porch opens to a bright layout featuring a dedicated home office, a cozy living room with a gas fireplace, and a sunlit kitchen equipped with 42" cabinets, stainless steel appliances, and a dining area. The main-floor primary suite boasts a walk-in closet, dual-sink vanity, soaking tub, and step-in shower. Two extra bedrooms, a second full bath, and main-floor laundry add everyday convenience. The finished basement is an absolute highlight—featuring an open rec room, a guest/teen bonus room with an attached full bath, and massive storage space! Outside, enjoy a private fenced yard and patio. Neighborhood perks include a pool, clubhouse, and playground, close to highways, schools, and shopping. Incredible value with room to build instant equity!

2031 Preston Woods Pkwy, Lake St Louis
2 Sequoia At Wilmer Xing, Wentzville
$380,900
4 Beds ⋅ 3 Baths ⋅ 26063778 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 4BR, 2.5BA Sequoia Two Story. Pricing will vary depending on various interior/exterior selections. This beautiful home opens to a formal dining room and living room/office space. The back of the home features an open floorplan with a massive kitchen, breakfast room and large family room. Second floor master suite features large walk-in closet and gorgeous private bathroom. 3 secondary bedrooms and hall bath upstairs. The Sequoia includes 2 car garage, main floor laundry, soffits & fascia and much more! Additional selections for this floorplan include gourmet kitchen, master bedroom sitting room, luxury master bath and bay windows. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service! Onsite amenities at Wilmer Crossing include a community playground, pavilion with BBQ pits and picnic tables, and pickleball court. Display photos shown.

2 Sequoia At Wilmer Xing, Wentzville
2 Nottingham At Wilmer Xing, Wentzville
$396,900
4 Beds ⋅ 3 Baths ⋅ 26063774 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 4BR, 2.5BA Nottingham Two Story. THREE CAR GARAGE included! Pricing will vary depending on various interior/exterior selections. This beautiful home opens to a formal dining room and living room/office space. The back of the home features an open floorplan with a massive kitchen, breakfast room and large family room. Upstairs master suite features walk-in closet, optional sitting room, and gorgeous private bathroom. The Nottingham includes 3 car garage, soffits & fascia and much more! Added features can include gourmet kitchen, gas fireplace, bay windows, window wall, 2nd floor laundry or 2nd hall bath upstairs,. Enjoy peace of mind with McBride Homes' 10 year builders warranty and incredible customer service! Onsite amenities at Wilmer Crossing include a community playground, pavilion with BBQ pits and picnic tables, and pickleball court. Display photos shown.

2 Nottingham At Wilmer Xing, Wentzville
2 Maple Expanded At Wilmer Cross, Wentzville
$384,900
3 Beds ⋅ 2 Baths ⋅ 26063773 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Maple Expanded Ranch. THREE CAR GARAGE included with every Maple Expanded home! Pricing will vary depending on various interior/exterior selections. The open floorplan is designed around the space where life is most lived – the great room, kitchen, and dining area. The home also offers a split bedroom concept with the master suite towards the back of the home featuring a large walk in closet and private bath. The secondary bedrooms and hall bath are located just off the foyer. Additional choices include luxury master bath or kitchen and bay window. This home always includes 3 car garage, soffits & fascia and much more! Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service! Onsite amenities at Wilmer Crossing include a community playground, pavilion with BBQ pits and picnic tables, and pickleball court. Display photos shown.

2 Maple Expanded At Wilmer Cross, Wentzville
2 Hermitage Ii At Wilmer Cross, Wentzville
$375,900
4 Beds ⋅ 3 Baths ⋅ 26063769 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 4BR, 2.5BA Hermitage II Two Story. Pricing will vary depending on various interior/exterior selections. This beautiful home opens to a formal dining room and living room/office space. Large spacious family room with options for window wall, gas fireplace and bay windows. Kitchen with eat-in breakfast area, available center island or gourmet kitchen layout! Master suite features large walk-in closet and gorgeous private bath with tub and walk in shower. The Hermitage II includes 2 car garage, main floor laundry, and more! Additional selections include master bedroom coffered ceiling, 2nd floor laundry, and luxury master bath. Enjoy peace of mind with McBride Homes' 10 year builders warranty and incredible customer service! Onsite amenities at Wilmer Crossing include a community playground, pavilion with BBQ pits and picnic tables, and pickleball court. Display photos shown.

2 Hermitage Ii At Wilmer Cross, Wentzville
14 Quiet Meadow Ct, St Peters
$315,900
2 Beds ⋅ 2 Baths ⋅ 26063735 MLS ⋅ COMING SOON Status
COMPLETELY RENOVATED & MOVE-IN READY! Every detail of this beautiful 2BR, 2BA villa has been thoughtfully updated. Tucked on a peaceful court in a small, quiet community, this home features vaulted ceilings, abundant natural light w/ open floor plan. The stylish kitchen offers shaker-style white cabinetry, granite, stainless appliances, counter-depth refrigerator, subway tile backsplash, under/upper-cabinet lighting. Both baths have been updated, including a custom-tile step-in shower in the primary suite. Improvements include luxury vinyl plank flooring, newer paint throughout, HVAC (2022), 40-gal water heater, ceiling fans, antique bronze hardware, new roof (2023), and Genie garage door opener (2026). Laundry includes Samsung front-load washer/dryer (2023), storage cabinetry and shelving. Enjoy the gas fireplace, private patio & spacious backyard. HOA handles lawn care, trash removal, snow removal & select exterior maintenance. Leave the upkeep behind and enjoy easy villa living!

14 Quiet Meadow Ct, St Peters
502 Pine St, St Charles
$290,000
2 Beds ⋅ 2 Baths ⋅ 26057910 MLS ⋅ ACTIVE Status
Welcome home to Midtown St. Charles! This charming corner-lot ranch delivers comfort, convenience, and style in the heart of Midtown. Inside, you'll find two bedrooms and two full bathrooms, with a recently updated kitchen and baths that make this home completely move-in ready. The finished basement adds valuable flexibility, including a dedicated office space with a large closet, ideal for working from home or hobbies. Outside, the flat backyard is ready for entertaining, complete with a firepit for those perfect evenings. A 10x12 shed provides plenty of storage for tools and project supplies. Showing notes: The shed will not be accessible until next week, or sooner. The piano will be removed prior to closing.

502 Pine St, St Charles
2 Hickory At Wilmer Xing, Wentzville
$342,900
26063715 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Hickory Ranch. Pricing will vary depending on various interior/exterior selections. This home boasts an oversized great room, plus dream kitchen features plenty of cabinetry and eat-in dining area. Available breakfast bar for additional seating! The master suite includes a walk-in closet, separate shower/tub, and linen closet in the private master bath. The Hickory includes main floor laundry, soffits & fascia and much more! Additional selections include a 4th bedroom, bay window, gas fireplace, and opt kitchen w/ extended dining area. Enjoy peace of mind with McBride Homes' 10 year builders warranty and incredible customer service! Onsite amenities at Wilmer Crossing include a community playground, pavilion with BBQ pits and picnic tables, and pickleball court. Display photos shown.

2 Hickory At Wilmer Xing, Wentzville
128 Green Gables Dr, Wentzville
$225,000
2 Beds ⋅ 1 Baths ⋅ 26063648 MLS ⋅ ACTIVE Status
***Open House Sunday 10/4 at Noon - 2PM*** Welcome to this well-maintained Villa in a desirable 55+ community! This bright and inviting home features and abundance of natural light, 2 spacious bedrooms and large full bathroom. The kitchen includes new stainless steel appliances and the washer and dryer are included. Enjoy relaxing outdoors from the welcoming front porch or the covered back porch, which offers added privacy. New laminate flooring in the main living areas. The oversized one-car garage provides plenty of room for parking and additional storage. Enjoy the ease of maintenance free living, with lawn care, landscaping and snow removal taken care of for you, leaving more time to relax and enjoy your home. Conveniently located in Wentzville, close to shopping, restaurants, entertainment, the theater, hospital, all the conveniences you are looking for. Move-in ready and easy living in a great location.

128 Green Gables Dr, Wentzville
Start Your Search