Cottleville Homes under $400,000

Cottleville Homes under $400,000

Welcome to Cottleville, Missouri – a hidden gem nestled in the heart of St. Charles County. This charming city, known for its tight-knit community and picturesque landscapes, offers a delightful blend of suburban tranquility and vibrant local culture. With its tree-lined streets, friendly neighbors, and a commitment to preserving its small-town charm, Cottleville is an ideal place for families, young professionals, and retirees alike.

Cottleville is renowned for its excellent schools, beautiful parks, and a thriving local economy, making it a sought-after destination for homebuyers. One of the most appealing aspects of this region is the availability of homes under $400,000. Whether you're a first-time buyer or looking to downsize, you’ll find an array of options that cater to various tastes and lifestyles. From cozy single-family homes to modern townhouses, Cottleville’s real estate market is diverse and inviting.

Residents can enjoy a variety of recreational activities, including nearby golf courses, walking trails, and community events that foster a sense of belonging. The charming downtown area is home to local boutiques, delightful eateries, and seasonal festivals that bring the community together.

Cottleville is more than just a place to live; it’s a place to thrive. With its affordable housing options and welcoming atmosphere, you’ll find the perfect home to create lasting memories. Come discover why Cottleville is the ideal backdrop for your next chapter!

Newest Cottleville Homes under $400,000

232 Bordeaux Way, St Peters
$225,000
2 Beds ⋅ 2 Baths ⋅ 26060087 MLS ⋅ ACTIVE Status ⋅ Bordeaux Condo Bldg 2 BLDG.
Welcome home to this beautifully updated top-floor condo This unit offers added privacy with vaulted ceilings and no neighbors above. Modern finishes, low-maintenance living, and an unbeatable location near downtown Cottleville. Step inside to find stylish LVP flooring throughout the main living areas and a bright, open feel. The updated kitchen features stainless steel appliances, ample cabinetry, a convenient breakfast bar, and a functional layout perfect for everyday living and entertaining. This move-in-ready unit offers spacious bedrooms, two full bathrooms, and the convenience of an in-unit laundry closet. Enjoy your private balcony with an additional storage closet—perfect for keeping seasonal items tucked away. Located on the top floor, this unit offers added privacy with no neighbors above. The building also features a secured entrance with coded access for an added layer of security. The $270/month condo fee includes water, sewer, and trash, making maintenance simple and predictable. Best of all, you’re a short ride from charming downtown Cottleville, with easy access to local restaurants, shopping, entertainment, and community events. Modern updates, top-floor privacy, and a fantastic Cottleville location make this condo one you won’t want to miss!

232 Bordeaux Way, St Peters
5507 Dressel Dr, Cottleville
$369,999
4 Beds ⋅ 3 Baths ⋅ 26061588 MLS ⋅ ACTIVE Status
Coming Soon in Cottleville! Tucked into a quiet cul-de-sac, this well cared for 4-bedroom, 3-bath ranch offers inviting curb appeal, a 2-car garage, and room to spread out. Vaulted ceilings and abundant natural light make the open main living area feel bright and welcoming. The divided bedroom floor plan offers added privacy, with a primary suite featuring a spacious walk-in closet and private bath. Downstairs, the finished lower level adds a cozy family room and flexible space for a fourth bedroom or home office.

5507 Dressel Dr, Cottleville
170 Autumn Chase Dr, O'Fallon
$370,000
3 Beds ⋅ 3 Baths ⋅ 26055138 MLS ⋅ ACTIVE Status
There’s a lot to like here—and plenty of room to make this home your own. Set on a large, fully fenced lot, this 1.5-story home has great curb appeal, a 2-car garage, and outdoor spaces that are actually useful. The large deck off the kitchen is perfect for grilling or simply enjoying the backyard, while the private sitting/coffee deck off the primary bedroom gives you a quieter spot to start the day. Inside, the two-story great room immediately makes an impression, with skylights, a wood-burning fireplace, and an open feel. A nice-sized living room provides additional everyday living space. The kitchen features stainless steel appliances, a pantry, and an eat-in area, with the refrigerator included. The main level also offers a bedroom and full bath, with accessible laundry located in the main-floor bedroom area if that setup works for the buyer’s needs. Upstairs, you’ll find a large guest bedroom plus a huge primary suite with a walk-in closet and private full bath featuring its own skylight. And then there’s the basement—mostly finished and already offering a rec area, sleeping area, half bath, and another potential laundry hookup. Add flooring and you’re very close to having even more finished living space. Big yard. Great outdoor spaces. Plenty of living area. A flexible floor plan with options to make it work exactly how you need it. This one is worth seeing in person.

170 Autumn Chase Dr, O'Fallon
321 Bordeaux Way, St Peters
$223,000
2 Beds ⋅ 2 Baths ⋅ 26041891 MLS ⋅ ACTIVE Status ⋅ Bordeaux Condo Bldg 3 BLDG.
**OPEN HOUSE Sunday 9/20 1p-2p** FHA SPOT APPROVAL financing as an option! Welcome home to this beautifully maintained 2-bedroom, 2-bathroom condo built in 2020, offering modern finishes and a convenient location! Step inside to find stylish LVP flooring throughout the main living areas, creating a clean and contemporary feel. The well-appointed kitchen features stainless steel appliances, ample cabinetry, breakfast bar, and a functional layout perfect for everyday living and entertaining. Enjoy the convenience of an in-unit laundry closet, spacious bedrooms, and two full bathrooms. Step outside to your private balcony, complete with an additional storage closet for added functionality. The secured building entrance with coded access provides peace of mind and an added layer of security. $270/mo. fee includes water, trash and sewer. Located just a short golf cart ride from charming downtown Cottleville, you’ll have easy access to local restaurants, entertainment, shopping, and community events. This move-in ready condo offers the perfect blend of low-maintenance living, modern amenities, and an unbeatable location!

321 Bordeaux Way, St Peters
108 Cottle Creek Way, Cottleville
$396,000
2 Beds ⋅ 3 Baths ⋅ 26035174 MLS ⋅ ACTIVE Status
MOVE IN READY. Welcome to Lombardo Homes’ newest luxury modern lifestyle community—Crooked Creek at Cottleville Trails—ideally located in the heart of Cottleville. This thoughtfully planned neighborhood features the new Lifestyle 2-Story Townhomes and exceptional resort-style amenities, including a community pool and poolhouse, scenic walking trails, playgrounds, and inviting outdoor gathering spaces—all ready for the upcoming season. The Bristol floor plan offers is 2 bedroom, 2.5-bath home with Loft and includes a 2-car rear-entry garage and 1590 sq. ft. of well-designed living space. The open main level features a spacious kitchen with adjoining dining area, powder room and Great Room. Upstairs you’ll find two ample sized bedrooms including a free-standing tub in the Primary Suite, a loft, vaulted ceiling, laundry room, large walk-in closets. A full basement provides excellent future finishing potential. Designer-selected finishes include stainless steel appliances, upgraded cabinetry with hardware, quartz kitchen countertops, tile backsplash, luxury vinyl plank flooring, recessed lighting, a linear fireplace with wood mantel, and stylish metal stair spindles. Zoned HVAC enhances comfort and efficiency. Limited golf-cart parking/storage is available for lease on a first-come basis—perfect for enjoying the Cottleville lifestyle.

108 Cottle Creek Way, Cottleville
Tbb Bristol @ Crooked Creek - Cottleville Trails, Cottleville
$376,000
2 Beds ⋅ 3 Baths ⋅ 26028566 MLS ⋅ ACTIVE Status
Welcome to Lombardo Homes’ newest luxury modern lifestyle community—Crooked Creek at Cottleville Trails—ideally located in the heart of Cottleville. This thoughtfully planned neighborhood features the new Lifestyle 2-Story Townhomes and exceptional resort-style amenities, including a community pool and poolhouse, scenic walking trails, playgrounds, and inviting outdoor gathering spaces—all ready for the upcoming season. The Bristol floor plan offers is 2 bedroom, 2.5-bath home with Loft and includes a 2-car rear-entry garage and 1590 sq. ft. of well-designed living space. The open main level features a spacious kitchen with adjoining dining area, powder room and Great Room. Upstairs you’ll find two ample sized bedrooms including a free-standing tub in the Primary Suite, a loft, vaulted ceiling, laundry room, large walk-in closets. A full basement provides excellent future finishing potential. This is the base price for the Bristol floor plan. Customize the selections to fit all your wants and needs! Currently under construction with anticipated June 2026 completion. Limited golf-cart parking/storage is available for lease on a first-come basis—perfect for enjoying the Cottleville lifestyle.

Tbb Bristol @ Crooked Creek - Cottleville Trails, Cottleville
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