St. Peters Homes under $400,000

St. Peters Homes under $400,000

Welcome to St. Peters, Missouri – a vibrant and growing city nestled in the heart of St. Charles County. Known for its friendly atmosphere and strong sense of community, St. Peters offers a perfect blend of suburban charm and urban convenience, making it an ideal place to call home.

This thriving city boasts a variety of parks, recreational facilities, and family-friendly events throughout the year. Residents enjoy easy access to beautiful green spaces like the popular St. Peters Rec-Plex, where you can partake in everything from swimming and fitness classes to ice skating. The city also hosts numerous festivals, farmers' markets, and community gatherings that foster a close-knit environment, making it easy to meet new friends and neighbors.

For those looking to invest in their dream home, St. Peters offers an impressive selection of properties priced under $400,000. Whether you’re a first-time homebuyer or seeking a cozy family residence, you’ll find an array of options that cater to diverse tastes and needs. From charming single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something for everyone in this affordable market.

With excellent schools, convenient shopping, and a wealth of dining options, St. Peters is not just a place to live; it’s a community where you can thrive. Explore the possibilities of homeownership in this delightful city and discover why so many families are choosing to make St. Peters their forever home!

Newest St. Peters Homes under $400,000

71 Gray Owl Garth Ct, St Charles
$335,000
3 Beds ⋅ 4 Baths ⋅ 26063588 MLS ⋅ ACTIVE Status
Welcome to 71 Gray Owl Garth Court! Freshly updated and move-in ready, this 3-bedroom, 4-bath home offers a fantastic combination of space, updates and a convenient St. Charles County location. Step inside to find fresh paint throughout the entire home, all-new carpeting and beautiful hardwood flooring throughout portions of the main level. The spacious family room features a brick fireplace and abundant natural light, while the separate dining room offers a large bay window and plenty of room for entertaining. The kitchen and adjoining breakfast area provide an easy flow to the newer, maintenance-free deck—perfect for relaxing, grilling or enjoying the backyard. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath. The finished walkout lower level adds even more usable living space with a large recreation/family room, second fireplace, full bath and additional sleeping or flex space—ideal for guests, a home office, workout room or playroom. Outside, enjoy the newer maintenance-free deck, patio and private backyard setting. Centrally located in St. Charles County with excellent access to Highway 364 and Highway 94, making it easy to reach shopping, dining, schools and everything the surrounding area has to offer. Fresh, clean and ready for its next owner—schedule your showing today! As always, please double check school districts for accuracy!

71 Gray Owl Garth Ct, St Charles
2 Burlington At Fairmount Grove, St Peters
$302,900
3 Beds ⋅ 2 Baths ⋅ 26063434 MLS ⋅ ACTIVE Status ⋅ Fairmount Grove BLDG.
Pre-Construction. To Be Built Home ready to personalize into your dream home! LIST PRICE and PHOTOS are for 3BR, 2BA Burlington Two Story. Perfect cottage home for young professionals or those looking to downsize! Pricing will vary depending on various interior/exterior selections. This home features an open floorplan with wonderful living room that flows to the kitchen and dining area. Plenty of cabinetry, plus optional breakfast bar for additional seating. The master suite includes a large walk in closet and private bathroom. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices 2nd floor laundry, luxury master bath, and more! This quaint community includes 31 townhomes nestled on a quiet circle street. You won’t find a better value for new construction in the St. Peters area then these townhomes at Fairmount Grove. Enjoy peace of mind with McBride Homes' 10 year builders warranty! Display photos shown.

2 Burlington At Fairmount Grove, St Peters
101 S Willow Grove Ct, St Peters
$335,000
4 Beds ⋅ 2 Baths ⋅ 26063333 MLS ⋅ ACTIVE Status
Updated ranch in the City of St Peters with 3 bedroom, 2 baths, 2 car garage and finished walkout basement. Updates include: New kitchen, with granite and stainless appliances, new baths with ceramic surround, new tub/shower base and vanity. New wood floors in living room, kitchen, hall and hall bath. New carpet in the bedrooms. Fresh interior paint. New interior doors, baseboards and trim. New LVP in lower level. New roof. New exterior doors. New deck. New ceiling fans, light fixtures and electrical devices. New concrete garage floor and part of driveway.

101 S Willow Grove Ct, St Peters
1504 Surrey Ln Unit C, St Peters
$129,999
1 Beds ⋅ 1 Baths ⋅ 26063254 MLS ⋅ ACTIVE Status ⋅ Stone Ridge Estate Condos BLDG.
Welcome to 1504 Surrey Lane in St. Peters! This 1 bed, 1 bath condo offers an affordable opportunity to enjoy low-maintenance living in a convenient St. Peters location with parking space included. Inside, you’ll find a recently updated bathroom, new washer/dryer, new dishwasher 2025, new water heater 2024 and a cozy woodburning fireplace, and a functional layout that makes excellent use of the space. One of the biggest advantages is the low HOA fee of just $229 per month, making this an attractive option for a first-time buyer, someone looking to downsize, or anyone ready to leave renting behind. Residents also have access to the clubhouse, tennis courts, and swimming pool, with access available by key fob for an additional fee of $40 per month. You’re just minutes from popular restaurants, tap houses, gyms, parks, shopping, entertainment, and highly regarded local schools, while still enjoying a tucked-away serene setting. Schedule your showing and see why condo living in St. Peters can make so much sense!

1504 Surrey Ln Unit C, St Peters
678 Sugar Trail Court, Unit 5, St Peters
$155,000
2 Beds ⋅ 1 Baths ⋅ 26061607 MLS ⋅ ACTIVE Status ⋅ Sugarwood Ph4 & Amd Ph1-3 BLDG.
Welcome home to 678 Sugar Trail Ct.—a super cute and inviting 2-bedroom, 1-bath condo in a convenient St. Peters location! Step inside to beautiful luxury vinyl plank flooring throughout the main living area and a comfortable, easy-flow floor plan. Just off the main living area, step outside onto your private deck, a great spot to enjoy your morning coffee, unwind after a long day, or relax outdoors. The kitchen comes complete with all appliances, and the in-unit washer and dryer are included, making this home truly move-in ready! The monthly HOA also adds to the low-maintenance lifestyle by including water, sewer, and trash. When summer arrives, you’ll love having access to the community’s beautiful in-ground swimming pool! Located in the Francis Howell School District and conveniently situated near Highway 364 and Harvester Road, you’ll have quick access to major highways, shopping, restaurants, entertainment, and everything St. Peters and the surrounding area have to offer. Whether you’re looking for your first home, downsizing, or simply wanting the convenience of condo living, 678 Sugar Trail Ct. is one you won’t want to miss! Schedule your showing today!

678 Sugar Trail Court, Unit 5, St Peters
1270 Poseidon Ct, St Peters
$349,900
4 Beds ⋅ 2 Baths ⋅ 26062648 MLS ⋅ COMING SOON Status
Showings start Sunday 10/4. Love the outdoors then your private outdoor oasis awaits complete with fence, Hot tub, gazebo and covered deck. Inside this home is spacious with 4 multi-levels and located conveniently in St. Peters. Cathedral ceiling with plant shelf in Living room and Kitchen/Breakfast room area with patio door to deck. Updated Kitchen with custom island white cabinets, granite counters, newer stove, microwave, dishwasher, disposal and engineered wood flooring. Upper Level has 3 bedrooms and a full bath. Third level down offers a family room, 4th bedroom, full updated bath and patio door to covered Gazebo, bench and Hot-tub area. 4th Level down offers a Recreation room and Laundry area. Front, Oversize 2 Car Garage with garage door opener and My Q for entry. Six panel doors, fans, vinyl siding, & shed. Ring door bell and ADT if you wish to activate. R49 Insulation added in 2021. Approx $60,000 spent on many updates through the years. Lots of space inside and OUT. Enjoy your holidays this year...HERE!

1270 Poseidon Ct, St Peters
194 Driftwood Ln, St Peters
$199,000
3 Beds ⋅ 1 Baths ⋅ 26052904 MLS ⋅ ACTIVE Status
Discover a solid investment opportunity at 194 Driftwood Lane, nestled in the desirable Tanglewood St. Peters Subdivision. Built in 1977, this home features an inviting fireplace, original ranch-style charm, and a practical single-story floor plan ideal for long-term tenants or owner-occupants. The property includes an attached garage, a front porch, and a low-maintenance exterior. This 3-bedroom, 1-bathroom single-family home spans approximately 1,112 sq. ft. on a 0.21-acre lot (9,120 sq. ft.), offering both functional living space and strong income potential for flipper, investor, and fixer-upper buyers. Main floor is ready for light to moderate reno or potentially turnkey for tenant. Nearby amenities including parks, grocery stores, and local dining provide added appeal for tenants or future occupants.

194 Driftwood Ln, St Peters
3 Oxbow Rd, St Peters
$275,000
3 Beds ⋅ 2 Baths ⋅ 26059878 MLS ⋅ COMING SOON Status
COMING SOON Oct. 3rd ..... FINALLY, the home you've been waiting for! (Interior photos - Oct 2nd) ..... Located in the heart of St Peters, this beautiful UPDATED RANCH with a bricked front has 3 Bedrooms & 1.5 Baths. The kitchen offers tall white cabinets, granite countertops, deep pantry with a large unique built-in spinning turntable, breakfast peninsula with storage and an inviting pass-through between family room and kitchen so you don't miss a thing & set-up for seating. All this and a fully finished basement with a built-in entertainment zone. Exterior offers tasteful landscaping with freshly painted doors and shutters. Rear yard is fenced with an expansive newly stained deck. Now add to all that, this home is conveniently located to everything: Hwy 70 & Hwy 370, Mid Rivers Mall with theatre, Costco, Menards, St Peters Rec-Plex & absolutely gobs of restaurants & shopping choices in all directions many in walking distance! Now is the perfect time to put that deck to good use for your early fall housewarming party to show off your new address. Just write that winning contract, close, move in & send out the invitations. Welcome Home!

3 Oxbow Rd, St Peters
8 Soenker Circle,, St Peters
$349,900
2 Beds ⋅ 3 Baths ⋅ 26061015 MLS ⋅ ACTIVE Status
Welcome to 8 Soenker Circle in desirable Turnberry Place! This charming ranch-style villa offers 2 bedrooms, 3 full baths, and 1,474 square feet of comfortable living space. Built in 2003, this inviting home features a cozy fireplace, an attached 2-car garage, and a partial basement with exciting possibilities for additional living space. The basement offers the potential to create an additional bedroom, home office, or recreation area to suit your needs. Enjoy the convenience of ranch-style living, along with access to a community pool and common ground. Located in St. Peters, this home offers a wonderful opportunity to make it your own. Don't miss your chance to see all the possibilities this villa has to offer!

8 Soenker Circle,, St Peters
3248 Meadow Trail Dr Unit 75, St Peters
$239,900
2 Beds ⋅ 2 Baths ⋅ 26060792 MLS ⋅ ACTIVE Status
Impressive 2 bedroom, 2 bathroom, villa in a fantastic St. Peters location. This charming home offers 1,268 sq ft of finished living space including the finished lower level. The exterior is low maintenance with vinyl siding, enclosed fascia/soffits, architectural shingles,1 car garage, private front door with storm door, landscaping and mail delivered to the curb. Features include laminate flooring in the main living areas, Living Room, Dining area, Kitchen with stainless steel appliances, raised panel wood cabinets with crown molding, smooth top stove, microwave, refrigerator, dishwasher, large bowl kitchen sink, pantry, white 6 panel doors, tall base trim, skylight and a sun tunnel for added natural light, ceramic tile floor in the bathrooms, tub/shower with shower doors in the main floor bathroom, triple closet in the Primary Bedroom and a secondary bedroom on the main floor (both bedrooms have carpet). The finished lower level offers a Recreation Room, full bathroom, ample storage and a sliding door that walks out to a patio with privacy fencing on each side, a mature tree and a lovely view over a pond and common ground of an adjoining neighborhood. A low monthly fee includes lawn and landscape maintenance specific to this home, common ground and snow removal (per Indentures). There is no annual fee, only a low monthly fee. The garage is attached, has a small storage closet and walks directly into the house. There is easy access to Highways 94/364, beautiful parks, recreation and all that St. Peters and St. Charles have to offer. Rare opportunity, check it out!

3248 Meadow Trail Dr Unit 75, St Peters
3037 Valley Vista Dr, St Peters
$365,000
3 Beds ⋅ 3 Baths ⋅ 26061573 MLS ⋅ ACTIVE Status
What a find! Beautifully updated 3 BDR, 3 FULL bath ranch with a finished walkout basement and oversized heated garage in a prime location. Within walking distance to Henderson Elementary, Francis Howell North HS and Laurel Park. Lovely curb appeal with updated landscaping, level yard, and a maintenance free vinyl exterior, including Gutter Helmets. Warm and inviting living room with gas fireplace and vaulted ceiling flows into the updated kitchen with white cabinets. Updates include luxury vinyl plank, stainless appliances, tile backsplash and quartz counter tops. Refrigerator is a year old and stays with home. Just off the kitchen is the extended dining area with vaulted ceiling, a window surround that creates a bright atmosphere, plus french doors leading to the deck. Primary suite includes a large walk-in closet, plus a tastefully updated full bathroom with tile surround shower and glass doors. Two other bedrooms and an updated hall bath round out the main floor. The finished basement offers a whole new entertainment space, with a large living area, 3rd full bath, and a walkout to the lower-level patio, which connects to a good sized fenced yard. There is a workshop/storage area off the lower level patio, under the extended dining area. Oversized garage is 24’ deep x 21’ wide offering plenty of space for vehicles or hobbies with the added comfort of a warm garage year-round. Newer HVAC system. Sellers are offering a home warranty as well!

3037 Valley Vista Dr, St Peters
773 Elray R Unit D, St Peters
$149,000
2 Beds ⋅ 2 Baths ⋅ 26059419 MLS ⋅ ACTIVE Status ⋅ St Peters Condos BLDG.
Welcome to 773 Delray Dr Unit D, a charming second-level condo offering comfortable living, private outdoor space and convenient community amenities in the Fort Zumwalt School District - East. This 2-bedroom, 2-bathroom condo features a functional layout with plenty of space to make your own. Step inside to a welcoming living room featuring a ceiling fan and an additional coat closet for convenient storage. The living room flows into the breakfast room, where sliding glass doors bring in natural light and lead to your private 9x5 balcony—the perfect spot to enjoy your morning coffee, unwind at the end of the day or add a few favorite plants. Just off the breakfast room, the kitchen offers an electric range, double-basin sink and an efficient layout that keeps everything within easy reach. The primary bedroom features double closets along with its own private full bathroom. A second bedroom offers the added bonus of a walk-in closet, while a second full bathroom with a shower/tub combination is conveniently located off the hallway. Need more storage? The building's shared basement provides each unit with its own private, locked room accessible only to that unit. Your dedicated space includes your own washer and dryer along with plenty of additional room for storage—a great bonus for condo living. Outside your front door, enjoy the perks of condo living with access to a community pool and basketball court. Even more recreation is nearby with Covenant Park within walking distance, offering a playground and walking trails. With two bedrooms, two full bathrooms, a private balcony, dedicated laundry and storage space, plus community amenities close at hand, this St. Peters condo offers an easy-to-enjoy place to call home. Schedule your showing and come see 773 Delray Dr Unit D for yourself!

773 Elray R Unit D, St Peters
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