Troy Homes under $400,000

Troy Homes under $400,000

Welcome to Troy, a vibrant city nestled in the heart of Michigan, where charming neighborhoods meet a rich tapestry of history and modern living. Known for its exceptional schools, lush parks, and a diverse community, Troy is a perfect place for families, young professionals, and retirees alike. With its strategic location just a stone’s throw from Detroit, residents enjoy easy access to big-city amenities while relishing the tranquility of suburban life.

Troy boasts a variety of shopping, dining, and entertainment options, from the upscale Somerset Collection to local favorites that cater to every palate. Outdoor enthusiasts will appreciate the city's extensive park system, featuring picturesque trails, sports facilities, and playgrounds, making it easy to enjoy the great outdoors year-round.

For those searching for their dream home, Troy offers a fantastic selection of properties under $400,000. From charming single-family homes to modern townhouses, there is something for everyone. These homes often feature spacious layouts, contemporary finishes, and well-maintained yards, providing the perfect backdrop for family gatherings and entertaining friends. With a strong sense of community and a commitment to maintaining quality neighborhoods, Troy is an ideal place to settle down.

Whether you're a first-time homebuyer or looking to downsize, Troy's real estate market presents an exciting opportunity to invest in a thriving community. With homes that combine affordability and comfort, you’ll find the perfect space to create lasting memories. Discover the charm of Troy today and take the first step toward making this wonderful city your new home!

Newest Troy Homes under $400,000

108 Wingate Dr, Troy
$315,000
3 Beds ⋅ 3 Baths ⋅ 26063784 MLS ⋅ ACTIVE Status
Welcome home to over 2,700 sq. ft. of living space in this amazing great-room ranch, where the layout is open, the fireplace anchors the main living space, and the backyard is every bit as good as the house. Vaulted ceilings, a wood-burning fireplace and an open kitchen/dining setup make the main level feel connected and easy. The primary suite gives you a luxe private bath(separate tub and shower) and walk-in closet, with two additional bedrooms, another full bath and main-floor laundry completing the main level. Downstairs, the finished walkout adds a huge amount of usable living space for movie nights, work-from-home, game days, workouts, or guests. And then there’s the backyard — big, flat and fully fenced, with a large deck, firepit area, shed and enough space to actually use. Kids can run. Dogs can run. Friends can stay late. There’s room for a garden, a playset, a football game or nothing at all. Add the covered front porch, wide drive way, 3 neighborhood playgrounds and 2 ponds, and this one feels like home the minute you walk through it.

108 Wingate Dr, Troy
901 Main St, Troy
$270,000
3 Beds ⋅ 1 Baths ⋅ 26063687 MLS ⋅ COMING SOON Status
Welcome to 901 Main St in Troy! This 3 bedroom, 1 bathroom home offers comfortable living with plenty of space to make your own. Step inside to find beautiful hardwood floors in the living room and a functional layout throughout. The former garage has been converted into a bonus/game room, providing additional space perfect for entertaining, a home office, playroom, or second living area. The partially finished basement offers even more usable space along with plenty of potential. Outside, enjoy a roughly 12' x 14' deck located just off the side of the home- great for relaxing, grilling, or entertaining. Conveniently located in Troy with easy access to local shopping, dining, schools, and amenities. Schedule your showing and come see what this home has to offer.

901 Main St, Troy
35 Chinkapin Ct, Troy
$365,000
4 Beds ⋅ 4 Baths ⋅ 26063221 MLS ⋅ ACTIVE Status
Spacious 3+ bedroom ranch with possible 4 bedrooms & 4 baths (3 full baths & 1 half bath); open floor plan, vaulted ceilings, very large walk-in pantry, more than adequate private main floor laundry room, lots of kitchen cabinets; 2 dishwashers in kitchen, & breakfast/dining room area. Split bedroom floor plan with good sized primary bedroom & tray ceiling, huge walk-in closet, luxury bath, dual basins, jetted tub, & separate shower. All good sized bedrooms, large double closets, many windows throughout, composite deck off breakfast/dining area & partially finished LL w/possible 4th bedroom/office/den & full bath, & lots of storage area. Aggregate patio across back of house, above ground pool, .64/acre lot backing to trees & woods, 3 car garage & aggregate 3 car driveway! A lot of house for the $$$$$$. Annual HOA fee is $150 and water is $55/month. Seller is offering a one year Home Protection Plan to buyers at closing. This house is going to sell fast so please schedule your appointments NOW and be in your new home for the Holidays!!!!

35 Chinkapin Ct, Troy
117 Hickory Dr, Troy
$264,900
3 Beds ⋅ 3 Baths ⋅ 26063161 MLS ⋅ COMING SOON Status
Say "Home Sweet Home" to the perfect place you've been looking for! Located right in the heart of Troy, this 3 bed, 2.5 bath home has been so well taken care of and ready for you to move in. You will find tons of cabinets, pantry and counter space in this great eat in kitchen; off the kitchen you will find sliding glass door to back yard that has tons of room with large deck and is fully fenced. Home also has spacious two car garage with extra space for storage. You will find main floor laundry just off kitchen as well as a second laundry hook up in basement. Full basement is a walk out and holds a half bath that could be extended into a full bath. More info and professional pictures to come; home is scheduled to go active after labor day. Schedule your showing today!

117 Hickory Dr, Troy
209 John St, Troy
$315,000
3 Beds ⋅ 3 Baths ⋅ 26063016 MLS ⋅ ACTIVE Status
Brand new and Move in Ready! Located within walking distance of schools, restaurants and shopping. Beautiful brand-new two-story home offering 3 bedrooms, 2.5 baths, and 1,632 sq ft of thoughtfully designed living space. This modern build features an open-concept main level with a bright living area, stylish kitchen finishes with shaker cabinets, Granite counters, eat-in island and a convenient guest bath. Iron spindles and upgraded wood banister leading to upstairs. Upstairs, includes a spacious primary suite with its own full bath with dual sink vanity and large walk-in closet. Two additional bedrooms, and a second full bath also upstairs. All Plumbing Fixtures, Door Hardware and light fixtures have been upgraded to a Black Finish. Two Panel doors and tilt-in windows throughout. Downstairs you will find an open canvas, sump pump/pit and an egress window for future finish. Exterior includes upgraded architectural shingles, Vertical Board and Baton Siding plus shake with Sill High Stone and craftsman style columns. Schedule your showing today!

209 John St, Troy
234 Sweetgum Ct, Troy
$389,900
5 Beds ⋅ 4 Baths ⋅ 26062810 MLS ⋅ COMING SOON Status
Spacious 5-Bedroom Home with Beautiful Updates & Plenty of Extras! This inviting 5-bedroom, 3.5-bath home offers a great floor plan, stylish updates, and plenty of space for the whole family. New roof in 2025 and new main floor flooring installed less than a year ago! The main level welcomes you with 9-foot ceilings and a comfortable, open feel. Enjoy the cozy gas fireplace, formal dining room, bonus room with French doors, and convenient main-floor laundry. Kitchen features new countertops, stainless steel appliances, and an open layout that makes entertaining a breeze. Step through the sliding glass door onto the pretty deck and take in the peaceful backyard setting. The private lot backs to woods, giving you a beautiful natural backdrop and a little extra privacy. And don't be surprised if you spot a deer or two—even though you're right in town! Upstairs you'll find four bedrooms and two full baths, including a spacious primary suite with a large walk-in closet. The finished walkout basement adds even more living space and includes a 5th bedroom and full bath. With its great layout, finished walkout basement, private wooded backdrop, and convenient Troy location, this is the move-in-ready home your family has been looking for!

234 Sweetgum Ct, Troy
548 Long Train Dr, Troy
$380,000
3 Beds ⋅ 2 Baths ⋅ 26049478 MLS ⋅ ACTIVE Status
Conveniently located and meticulously maintained, this beautiful 3-bedroom ranch with 3 year old architectural roof offers the perfect blend of comfort, style, and outdoor living! Step in to an inviting open floor plan featuring newer waterproof wood laminate flooring throughout, a vaulted great room with a space-saving wall-mounted entertainment center and TV mount overlooking the open staircase, and surround sound wiring ready for movie nights or game days. The well-appointed kitchen is designed with both function and style in mind, boasting stainless steel appliances and a spacious walk-in pantry. The private primary suite features a large bedroom, walk in closet, an ensuite bath with dual vanities, and plenty of space to unwind. Just off the oversized 3-car tandem garage, you'll appreciate the convenience of a main-floor laundry room complete with a custom-built drop zone. The walkout lower level provides abundant storage, a bathroom rough-in, and unlimited potential to expand your living space—whether you envision a family room, home office, fitness area, guest suite, or all of the above. However, the true showstopper is the backyard! Enjoy morning coffee under the 10' x 14' covered pergola on the expansive 16' x 32' composite deck while enjoying peaceful views of heavily wooded common ground. The entertainment continues below with a generous 15' x 30' patio leading to a 16' x 25' pool deck and 21-foot round above-ground pool—perfect for summer gatherings, family fun, or simply unwinding after a long day. Even your four-legged family members will feel right at home with the in-ground invisible dog fence, complete with collars. This is more than just a house—it's a place to relax, entertain, and create lasting memories. Don't miss the opportunity to make it yours!

548 Long Train Dr, Troy
1225 Shingle Oak Ct, Troy
$330,000
3 Beds ⋅ 3 Baths ⋅ 26059568 MLS ⋅ ACTIVE Status
Welcome home to this spacious 3-bedroom, 2-bath home offering an open floor plan and plenty of room inside and out! The main level features a welcoming living area that flows into the kitchen with a center island, plus convenient main-floor laundry. The 2-car garage and extended driveway provide plenty of parking, including space for a camper, RV, trailer, or additional vehicles. Outside, the fully fenced backyard features low-maintenance vinyl fencing and a large patio perfect for entertaining. Need extra workspace or storage? The 23x19outbuilding is ready to go with two roll-up doors, 220V electric, and a wood-burning stove. The partially finished basement adds even more usable space with a huge rec room, an office or potential additional sleeping area, a full bathroom, and plenty of unfinished space for storage. With flexible living space, great outdoor features, and a shop that’s hard to find, this home has a lot to offer

1225 Shingle Oak Ct, Troy
273 Hickory Forest Dr, Troy
$279,000
3 Beds ⋅ 2 Baths ⋅ 26056668 MLS ⋅ ACTIVE Status
NO HOA, a finished basement, and a large fenced backyard- all in the heart of Troy! This 3 bedroom , 2 bathroom house checks all the boxes with an open concept layout that makes everyday living and entertaining a breeze. Step inside to a bright, open-concept floor plan featuring a large living room. The spacious kitchen, refrigerator stays, flows seamlessly into the living area and features a center island with plenty of room for gathering, meal prep, and casual dining. The primary bedroom offers it's own private ensuite bath, creating a comfortable retreat. Two additional bedrooms and full hall bath provide plenty of flexibility for family or guests. The main floor laundry adds everyday convenience. Head downstairs to the finished basement that is perfect for a rec room, home office, or gym. Outside you will find a large fenced backyard with a deck that is perfect for grilling or drinking your morning coffee. The 2 car attached garage provides plenty of parking and space for storage. Great space, a fantastic location and NO HOA- this one is ready to welcome you home.

273 Hickory Forest Dr, Troy
571 Newcastle Dr, Troy
$360,000
5 Beds ⋅ 2 Baths ⋅ 26056618 MLS ⋅ ACTIVE Status
LOCATION, SPACE & ONLY 5 YEARS NEW! This spacious 1,882 sq. ft. (On Main Floor) ranch offers 5BR/2BA, a convenient location close to town, and fantastic indoor and outdoor living space! The main level features 9' ceilings, an open floor plan, recessed lighting, abundant windows for natural light, a large entry foyer, and main-floor laundry. The kitchen offers staggered cabinetry, abundant storage, a walk-in pantry, center island, and breakfast bar. The spacious primary suite features a large walk-in closet and private bath with dual sinks, soaking tub, separate shower, and plenty of natural light. Generously sized main-floor bedrooms include ceiling fans and large windows, while the hall bath offers dual sinks. The lower level adds two additional bedrooms, both with egress windows and large walk-in closets—perfect for family, guests, office, or hobby space and Full rough in for future Bath. Outside, enjoy an impressive 50'x10 deck with awning, spanning the back of the home, vinyl privacy-fenced backyard, raised garden beds, and fruit trees. So much space inside and out—come see everything this home has to offer! Builder 10 Year Warranty remaining.

571 Newcastle Dr, Troy
531 Taake Ln, Troy
$379,900
3 Beds ⋅ 4 Baths ⋅ 26049821 MLS ⋅ ACTIVE Status
NEW PRICE - $379,900. SAME BEAUTIFUL WATERFRONT LIFESTYLE! Welcome to a home where everyday living feels a little more like a getaway! This waterfront 3-bedroom, 3.5-bath home offers a wonderful combination of comfortable living, flexible spaces and multiple levels of outdoor enjoyment, all within the Triad School District. Step inside to gleaming hardwood floors and an inviting open-concept living and dining area anchored by a fireplace. The open layout creates an effortless flow for everyday living and entertaining. The dining area opens to the fully equipped kitchen featuring ample cabinetry, pantry storage and a breakfast bar for additional casual dining. A main-level bedroom and half bath complete this level. Upstairs, retreat to a spacious primary suite designed with relaxation in mind. Step onto your private balcony and take in the waterfront views, or unwind beside the see-through fireplace shared between the bedroom and ensuite bath. The primary bath features a corner whirlpool jetted tub positioned to enjoy the warmth and ambiance of the fireplace, along with a double vanity, separate shower and private water closet. A massive walk-in closet provides generous storage. The additional upper-level bedroom features its own ensuite bath, offering added privacy and convenience for guests. The finished walkout lower level expands your living options with a family room featuring another fireplace, wet bar, full bathroom and a versatile flex room which is ideal for a home office, exercise room, hobby space or non-conforming bedroom. The laundry room includes a washer and dryer. But the true showstopper is the waterfront lifestyle. Outdoor living unfolds across three levels. Entertain on the maintenance-free wraparound deck, relax on the upper-level balcony with elevated water views, or step from the walkout lower level onto the concrete patio. From there, follow the walkway directly to the dock and spend your free time enjoying the water, fishing, kayaking or simply relaxing along the shoreline. And you don't have to sacrifice convenience for tranquility. an elementary school is nearby, while downtown Troy is just a short distance away for local dining, shopping and community conveniences. Nearby Tri-Township Park District Office provides access to an impressive collection of recreational amenities, including walking trails, playgrounds, sports fields and courts, fishing, a skate park, petting zoo, pavilions and community recreation. Here, you can enjoy peaceful waterfront surroundings while remaining close to schools, recreation, downtown Troy and everyday amenities. Whether you're entertaining friends, working from home, relaxing by the fireplace or heading down to the dock, this home offers more than a place to live, it offers a lifestyle. Schedule your private tour and experience waterfront living for yourself! All photos depicting furnished rooms have been virtually staged for illustrative purposes.

531 Taake Ln, Troy
139 Wisteria Ln, Unincorporated
$229,000
3 Beds ⋅ 2 Baths ⋅ 26055322 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome to 139 Wisteria Lane in Troy! Situated on 3 acres with minimal restrictions, this 3-bedroom, 2-bath manufactured home offers country living with added income potential. The home features a spacious primary suite, comfortable living areas, a nice deck for relaxing or entertaining, a durable metal roof, and a newly drilled well. Property cannot be subdivided. Whether you're looking for a place to call home, an investment opportunity, or a property with room and flexibility, this one is worth a look!

139 Wisteria Ln, Unincorporated
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